Personal Watercraft & Jet Ski Insurance
| Find out how much you could save on your jet ski insurance | Get A Jet Ski Insurance Quote |
The Visicover Standard
Whether you just enjoy local riding or exploring further afield, getting the right type of Jet Ski insurance is important.
Not everyone’s requirements are the same, so with us you only pay for the cover you need. Tell us what you want and your policy and premium are customised to you.
You’ll find our premiums highly competitive and our cover is as transparent as it comes; no hidden charges or fees; you can even spread your payments at no extra cost.
There really are no compromises. We offer top quality cover, with all our Jet Ski insurance policies underwritten by Allianz. Among the options available are:
| Vessel Loss or Damage | |
| Covers the cost, up to the cover limit selected, for repair or replacement arising from physical loss or damage to your jet ski, subject to certain specific exclusions and the excess you have chosen. * |
| Third Party Liability | |
| Covers sums, up to the cover limit selected, which you are legally liable to pay arising from ownership of the jet ski for death or injury to a third party, or damage to their property, subject to certain specific exclusions. * |
| Marina Benefits | |
| Protects your no claims discount entitlement, and avoids you having to pay an excess, if you make a claim for loss or damage to your jet ski sustained while it is moored / stored in a marina. * |
| Mooring Fees | |
| Covers the cost, up to the cover limit selected, of mooring fees incurred while you are unable to use the jet ski as the result of either a serious accidental injury to yourself, or insured loss or damage to your jet ski, subject to certain specific exclusions. * |
| Marine Legal Protection | |
| Covers legal advisers’ costs up to a set value to help you pursue or defend a claim relating to the jet ski for uninsured loss recovery, personal injury pursuit, contract disputes or prosecution defence arising from your ownership or use of the jet ski. Subject to certain specific exclusions. * |
| Trailers and Trolleys | |
| Covers costs, up to the cover limit selected, for repair or replacement to your jet ski’s trailer or trolley for loss or damage arising from fire, theft, collision, or accident in use, subject to certain specific exclusions and the excess you have chosen. * |
| NCD Protection | |
| Protects your no claims discount entitlement in the event that you make no more than one claim under the policy in a year. * |
| Personal Belongings | |
| Covers costs, up to the cover limit selected, for repair or replacement to your or your immediate family’s personal belongings which are lost or damaged on the jet ski, or in transit to and from the jet ski, subject to certain specific exclusions and the excess you have chosen. * |
| Search, Rescue and Evacuation | |
| Covers costs, up to the cover limit selected, for search, rescue, and evacuation operations in relation to any person on board the jet ski with your permission. * |
| Cruising Area | |
| Select where you use your jet ski, from inland waterways to coastal stretches. |
* For full details of the options available, including any exclusions, conditions or special clauses, please refer to the Policy Booklet
How it works
Not only can you buy your Jet Ski insurance online, it’s managed online too.
Need to change your mooring location, extend your cruising area or add a qualification? No problem, our insurance is designed to flex, just instantly update your policy online, any time. And if you’re due a refund, we’ll tell you there and then.
We’re here to make things easy, so checking or amending your Jet Ski insurance policy can be done instantly by you, no messing about, just sorted.
And should the worst happen, you can rely on our personalised claims service and 24hr hotline.
| Interest Free Instalments | |
| Pay your full premium when you arrange cover or pay a 30% deposit and spread the balance of your premium over 8 monthly instalments at no additional charge (0% Apr). Note, if you are paying by instalments and have a claim, the balance of the years premium becomes payable immediately. |
| Up to 25% No Claims Discount | |
| Earn a discount for each claim free year your jet ski insurance is in force up to a maximum of 25%. |
| 24-Hour Claims Hotline | |
| A 24-Hour claims hotline is available so help is on hand when you most need it. |
| The Security Of Allianz | |
| Allianz Global Corporate and Specialty (AGCS) is part of the Allianz Group and is one of the leading marine insurance providers in the market today. They underwrite our jet ski insurance cover other than the Marine Legal Protection option which is arranged through ARC.
AGCS are authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin). |
In addition to jet ski insurance we can cater for a wide range of other vessel types. Please click below for details of the cover options available for different vessels:
Unfortunately, we cannot cater for some vessels, such as those used for commercial purposes other than charter (e.g. commercial trawlers, commercial ferries etc).
| Download a Policy Summary or Booklet | Policy Summary Policy Booklet |
| Find out how much you could save | Get A Jet Ski Insurance Quote |
